OSH Security Practice Test

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Prepare for the OSH Security Test effectively with our comprehensive quiz. Dive into multiple-choice questions that enhance your understanding of workplace security protocols and requirements. Access hints and explanations to boost your readiness for the exam!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

Practice this question and more.

Licenced agencies must carry at least _______ in general liability insurance

$2,000,000
$1,500,000
$3,000,000
$1,000,000

The correct answer is: $2,000,000

The requirement for licensed agencies to carry a specific amount of general liability insurance is typically set to ensure that they are adequately protected against potential claims that may arise from their operations. In this context, having at least $2,000,000 in general liability insurance provides a robust level of coverage that can address various issues, including bodily injury, property damage, and personal injury claims. This substantial coverage is crucial for licensed agencies, as it mitigates the financial risks associated with lawsuits or claims made by clients or third parties. Such a high threshold reflects the seriousness of maintaining adequate protection for businesses that engage in activities that could potentially lead to significant liabilities. This insurance amount aligns with industry standards to foster a responsible approach to risk management within the agency. The other options offer lower levels of coverage, which may not sufficiently protect an agency against significant claims, particularly in industries where liabilities can escalate quickly. Hence, the importance of having at least $2,000,000 is underscored as a best practice for licensed agencies.